It’s true. The flood zone your home is located in will impact your flood insurance premium. There are four different types of flood zones mandated by the national flood insurance program, and they are A, B, C, X.

“A” rated flood zones are considered high risk and carry the most expensive premiums. Flood zones B, C, and X, however, are considered low to moderate risk and the premiums are much lower relative to zone “A”.

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